Here are the key things a workers comp policy in NSW covers.
A workers compensation policy typically covers the following:
- Medical Expenses: Costs for treatment related to the work injury or illness.
- Income Replacement: Weekly payments to compensate for lost wages due to the injury.
- Rehabilitation Services: Support for physical and psychological recovery, including workplace rehabilitation.
- Return to Work (RTW) Programs: Assistance in getting the injured employee back to work.
- Lump Sum Payments: Compensation for permanent impairment or serious injury.
- Death Benefits: Support for dependents in the event of a work-related fatality.
Each policy may vary slightly depending on the specifics of the insurer and the state's regulations.