--- title: How do I know which policy is right for my business? description: There are a number of factors to look into when choosing the right policy. --- [Skip to content](https://knowledge.ausrehab.com/how-do-i-know-which-policy-is-right-for-my-business#main-content) English Show submenu for translations ![AusRehab\_logo](https://knowledge.ausrehab.com/hs-fs/hubfs/AusRehab_logo.png?width=150&height=45&name=AusRehab_logo.png) - [Home](https://www.ausrehab.com/) - [Services](https://www.ausrehab.com/our-services/) - [Contact Us](https://www.ausrehab.com/contact/) Open main navigation Close main navigation - [Home](https://www.ausrehab.com/) - [Services](https://www.ausrehab.com/our-services/) - [Contact Us](https://www.ausrehab.com/contact/) - English Show submenu for translations - [Contact us](https://www.ausrehab.com/contact/) [Contact us](https://www.ausrehab.com/contact/) How can we help you? - There are no suggestions because the search field is empty. 1. [AusRehab Help Desk](https://knowledge.ausrehab.com/?hsLang=en) 2. [Business Information](https://knowledge.ausrehab.com/business-information?hsLang=en) # How do I know which policy is right for my business? ## There are a number of factors to look into when choosing the right policy. To determine which workers compensation policy is right for your business, consider the following factors: - **Business Size:** Small to medium businesses typically require standard policies, while larger businesses may opt for self-insurance. - **Industry Type:** Some industries, like construction or rural work, may need tailored policies. - **Employee Headcount:** Your workforce size impacts the type and extent of coverage needed. - **Risk Level:** High-risk industries may require more comprehensive coverage. - **Claim History:** A higher frequency of past claims may require more robust coverage. - **Regulatory Requirements:** Different states may have specific legal obligations based on your industry. - **Cost and Premiums:** Ensure the policy aligns with your budget and cash flow. - **Level of Employee Turnover:** High turnover may impact the stability of your premium rates. Consulting an insurance provider or broker can help you choose the most appropriate policy for your specific business needs. You may also contact [icare](https://www.icare.nsw.gov.au/) to find the policy that is suitable for your industry and seek further advice. - [Legal Rights & Obligations](https://knowledge.ausrehab.com/legal-rights-obligations?hsLang=en#main-content) - [Employer Help Desk](https://knowledge.ausrehab.com/legal-rights-obligations?hsLang=en#employer-help-desk) - [Worker Eligibility & Coverage](https://knowledge.ausrehab.com/legal-rights-obligations?hsLang=en#worker-eligibility-coverage) - [Worker Rights & Entitlements](https://knowledge.ausrehab.com/legal-rights-obligations?hsLang=en#worker-rights-entitlements) - [Career Services](https://knowledge.ausrehab.com/career-services?hsLang=en) - [Return to Work](https://knowledge.ausrehab.com/return-to-work?hsLang=en#main-content) - [FAQs](https://knowledge.ausrehab.com/return-to-work?hsLang=en#faqs) - [SIRA Programs](https://knowledge.ausrehab.com/return-to-work?hsLang=en#sira-programs) - [Payments & Reimbursements](https://knowledge.ausrehab.com/payments-reimbursements?hsLang=en#main-content) - [Reimbursements](https://knowledge.ausrehab.com/payments-reimbursements?hsLang=en#reimbursements) - [Pre-injury Average Weekly Earnings (PIAWE)](https://knowledge.ausrehab.com/payments-reimbursements?hsLang=en#pre-injury-average-weekly-earnings-piawe) - [Costs & Payments](https://knowledge.ausrehab.com/payments-reimbursements?hsLang=en#costs-payments) - [Workers Compensation](https://knowledge.ausrehab.com/workers-compensation?hsLang=en#main-content) - [Claim Lodgement](https://knowledge.ausrehab.com/workers-compensation?hsLang=en#claim-lodgement) - [Navigating the System](https://knowledge.ausrehab.com/workers-compensation?hsLang=en#navigating-the-system) - [Eligibility & Coverage](https://knowledge.ausrehab.com/workers-compensation?hsLang=en#eligibility-coverage) - [Key Work Health and Safety Statistics Australia 2024](https://knowledge.ausrehab.com/workers-compensation?hsLang=en#key-work-health-and-safety-statistics-australia-2024) - [Pre-employment Screening](https://knowledge.ausrehab.com/pre-employment-screening?hsLang=en#main-content) - [Booking Process](https://knowledge.ausrehab.com/pre-employment-screening?hsLang=en#booking-process) - [FAQs](https://knowledge.ausrehab.com/pre-employment-screening?hsLang=en#faqs) - [Technical Support](https://knowledge.ausrehab.com/technical-support?hsLang=en#main-content) - [AusRehab Consent Form](https://knowledge.ausrehab.com/technical-support?hsLang=en#ausrehab-consent-form) - [Workplace Rehabilitation](https://knowledge.ausrehab.com/workplace-rehabilitation?hsLang=en) - [CTP (Compulsory Third Party Insurance)](https://knowledge.ausrehab.com/ctp-compulsory-third-party-insurance?hsLang=en) - [Business Information](https://knowledge.ausrehab.com/business-information?hsLang=en) - [ADL (Activities of Daily Living) Assessment](https://knowledge.ausrehab.com/adl-activities-of-daily-living-assessment?hsLang=en) [![Chill listening crop-3](https://knowledge.ausrehab.com/hubfs/AusRehab%20Knowledge%20Base_Logo%20Colour.svg "Chill listening crop-3")](https://www.ausrehab.com) Copyright © 2025, AusRehab