---
title: As a contractor or freelancer, am I covered under workers compensation?
description: Yes, as a contractor or freelancer, you are eligible to file a workers compensation claim as well.
---

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# As a contractor or freelancer, am I covered under workers compensation?

## Yes, as a contractor or freelancer, you are eligible to file a workers compensation claim as well.

Yes, contractors and freelancers may be eligible for workers compensation if they are legally [deemed to be employees](https://www.icare.nsw.gov.au/employers/who-needs-workers-insurance/classifying-your-workers). This depends on the nature of their working relationship, not just what the contract states.

If the relationship reflects the characteristics of an employer-employee arrangement, they can claim workers compensation for injuries or illnesses sustained while working.

### **Eligibility criteria to lodge a claim:**

- The worker must have a sustained injury during the employment
- Medical evidence establishing the severity of the injury
- Evidence demonstrating that the incident was a result of employment-related activities

Refer to our blog article for a guide on [how to lodge your workers compensation claim](https://www.ausrehab.com/how-to-lodge-your-workers-comp-claim-in-5-easy-steps/).

### **How do I confirm my eligibility for coverage?**

1. Check your employment status and ensure you are classified as a worker under the [NSW workers compensation system](https://www.sira.nsw.gov.au/insurance-coverage/workers-compensation-insurance/worker-or-contractor-tool).<https://www.sira.nsw.gov.au/insurance-coverage/workers-compensation-insurance/worker-or-contractor-tool>
2. Confirm that your injury or illness is related to your work duties, or had occurred while performing work-related tasks.
3. Consult with your employer or HR department to clarify any specific eligibility criteria that may apply to your role.
4. Reach out to [icare](https://www.icare.nsw.gov.au/injured-or-ill-people/workplace-injuries/who-we-care-for) for additional guidance on coverage and eligibility requirements if necessary.

 

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